I affirm that all statements provided in this application, its accompanying documents, and representation are accurate and truthful. I understand that any misrepresentation or false statement may result in the rejection of my application. Furthermore, if such misrepresentation or false statement is discovered after my application has been accepted, I acknowledge that I may be subject to immediate termination at the discretion of HELB, without any entitlement to reimbursement.

By adhering to these ethical principles, HELB will create a supportive, inclusive, and trustworthy environment that fosters meaningful connections and long-term professional relationships among its members.

1. Respect and Integrity: Members of the networking group shall treat each other with respect, honesty, and integrity. They shall uphold high ethical standards in all interactions, discussions, and collaborations, fostering an environment of trust and mutual support.

2. Confidentiality: Members shall maintain strict confidentiality regarding any sensitive information shared during networking events or discussions. Personal or professional information shared in confidence must not be disclosed or used for personal gain without explicit consent.

3. Inclusivity and Diversity: The networking group shall promote inclusivity and diversity, welcoming individuals from all backgrounds, regardless of race, ethnicity, gender, sexual orientation, religion, or disability. Discrimination or harassment of any kind will not be tolerated.

4. Professional Development: Members shall actively contribute to the professional growth of others in the group, sharing knowledge, insights, and opportunities to help each other advance their careers or businesses. This spirit of collaboration shall extend beyond the group's confines.

5. Accountability: Each member is accountable for their actions and commitments made within the networking group. If a member commits to offering assistance or resources, they should follow through on their commitments to the best of their ability. Failure to do so should be communicated with transparency and respect.

1. In HELB, only one person per classification can join. Additionally, members can hold only one HELB classification within a group.
2. All new members must complete a new member orientation with a leadership team member before giving a feature presentation
3. Punctuality is crucial. Members must arrive on time and stay for the entire duration of the published meeting time.
4. HELB members are allowed a maximum of four absences within a rolling six-month period. A substitute may attend on their behalf without it counting as an absence.
5. Members who wish to change their HELB classification must submit a new membership application for approval.
6. HELB membership lists are intended solely for referral purposes.

As a member of HELB, I acknowledge and agree that my membership is contingent upon my acceptance of and compliance with all terms and conditions outlined in this agreement, as well as those specified in the HELB Member Code of Ethics and Standards. I have had the opportunity to review these documents upon request and hereby consent to them as part of this application. I understand that any breach of these terms, conditions, or policies may result in the termination of my membership.

I also understand and agree that, once accepted, all fees paid are non-refundable without exception.

**DUES.** I acknowledge my responsibility to pay weekly lunch dues and annual dues as required.

**ATTENDANCE.** As a member, I commit to attending weekly meetings. I am allowed a maximum of four absences within a rolling six-month period. If I exceed this limit, a meeting with the leadership team is required to determine if my seat will be reopened. Members are expected to have a maximum of one substitute per month unless they have extenuating circumstances, have spoken with Leadership, and have been given approval ahead of time.

**TERM.** I understand that all term fees are measured from the application date, and each term lasts for one (1) year from the beginning date.

**LIMITATIONS OF LIABILITY.** I acknowledge that, in any situation involving HELB, its officers, directors, employees, agents, and representatives, the liability for any cause whatsoever arising from this Agreement or my membership in HELB will be limited to the amount of the annual membership fee I paid. In no event shall there be any liability for indirect, consequential, exemplary, incidental, special, or punitive damages, except in jurisdictions where such provisions are restricted. By my application and payment to join HELB, I agree to not file litigation for dismissal from the group for my violation of the group terms agreed to in this application and agreement. I agree that any legal actions must be brought within one (1) year of the accrual of the dispute.

**ARBITRATION.** I understand that any disputes related to this Agreement or my participation in HELB shall be resolved through binding arbitration in accordance with the laws of the state of Maryland, subject to the Rules of the American Arbitration Association. This arbitration clause covers all disputes involving HELB, its officers, directors, employees, agents, representatives, and members concerning membership or participation in HELB.